Terms of Use

Effective Date: 07/14/2026 

PLEASE READ THESE TERMS & CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE.

MCU Holdings (“MCU Holdings,” “we,” “our,” or “us”) provides this website and any related services (collectively, the “Site”) subject to your compliance with these Terms & Conditions (the “Agreement”). This Agreement governs your access to and use of the Site.

BY ACCESSING OR USING THIS SITE, YOU AGREE TO BE BOUND BY THESE TERMS & CONDITIONS. If you do not agree to these Terms, you should not use the Site.

We reserve the right to modify these Terms & Conditions at any time. Updated versions will be posted on this page and become effective immediately upon posting. Continued use of the Site following any changes constitutes acceptance of the revised Terms.

We also reserve the right to modify, suspend, or discontinue all or part of the Site at any time without prior notice.

Privacy Policy

Your use of this Site is also governed by our Privacy Policy, which explains how information is collected, used, disclosed, and protected.

Please review our Privacy Policy here: Privacy Policy

Important Notices

The information and materials available on the Site (“Materials”) are provided solely for general informational purposes.

The Materials are general in nature and may not apply to specific factual or legal circumstances. Any unsolicited communications submitted through the Site do not create any contractual, fiduciary, or other professional relationship with MCU Holdings and may not be treated as confidential.

Rules of Conduct

You agree to comply with all applicable federal, state, and local laws while accessing or using the Site.

You agree not to:

  • Use the Site for any unlawful or fraudulent purpose.
  • Impersonate another individual or entity.
  • Misrepresent your identity or affiliation.
  • Interfere with or disrupt Site operations.
  • Upload or transmit viruses, malware, Trojan horses, worms, or other malicious code.
  • Attempt unauthorized access to the Site or its systems.
  • Collect or harvest personal information without authorization.
  • Sell, sublicense, or commercially exploit any portion of the Site or Materials.
  • Reverse engineer, decompile, or modify any portion of the Site.
  • Frame or mirror any part of the Site without prior written permission.

Intellectual Property Rights

The Site, including all content, text, graphics, logos, trademarks, service marks, software, and other Materials, remains the property of MCU Holdings and/or its licensors and is protected by applicable intellectual property laws.

Subject to these Terms, MCU Holdings grants visitors a limited, revocable, non-exclusive, non-transferable license to access and view the Site for personal, non-commercial use.

No other rights are granted without prior written permission.

All trademarks, service marks, logos, and trade names displayed on the Site remain the property of their respective owners.

SMS/Text Messaging Terms

If you provide your consent to receive text messages (SMS and/or MMS), MCU Holdings may send text messages regarding:

  • Account status
  • Account updates
  • Account balances
  • Payment reminders
  • Alerts and notifications

Message and data rates may apply.

Message frequency may vary depending on account activity.

For assistance, reply HELP to any message or contact us using the information provided below.

You may opt out of receiving text messages at any time by replying STOP to any message.

If your mobile device does not support MMS messaging, MMS messages may be delivered as SMS messages.

Wireless carriers and our messaging service providers are not responsible for delayed or undelivered messages.

Limitation of Liability / Disclaimer

The Site and all Materials are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, or that the Site will be uninterrupted, error-free, or free of harmful components.

To the fullest extent permitted by applicable law, MCU Holdings shall not be liable for any direct, indirect, incidental, special, consequential, exemplary, or punitive damages arising out of or relating to the use of, or inability to use, the Site or its Materials, even if advised of the possibility of such damages.

Your sole remedy for dissatisfaction with the Site is to discontinue using it.

Changes to These Terms

MCU Holdings may revise these Terms & Conditions at any time by posting updated Terms on this Site.

The Effective Date above indicates when these Terms were last revised.

Continued use of the Site following any revisions constitutes acceptance of the updated Terms.

Contact Information

If you have questions regarding these Terms & Conditions, please contact us:

MCU Holdings

11788 W Sample Road, Suite 103
Coral Springs, FL 33065

Customer Service Phone: 866-432-3368

Customer Service Email: [email protected]